Bluffton, SC

1 Smith Family Homes community in Beaufort County — 12 quick move-ins listed on smithfamilyhomes.com, 0 move-in ready. Pick a home and see the payment under each program; use I have a buyer to put a buyer in front of Zack today.

from $395,900entry price

—market rate · 60d lock

4.99% / 5.99%QMI special / build-and-lock

Payment center

Buyer-side estimate for any home in Bluffton under FHA, VA, USDA, and conventional. The 4.99% and 5.99% specials apply only to the lots Jeff designates in the Sales Goal email; "buyer's own rate" defaults to the lowest rate on today's sheet that clears the 6% cap.

Communities

Heritage at New RiversideBluffton, SC 29910 · from $395,900 to $451,90012 quick move-ins · tax 0.631% · smithfamilyhomes.com ↗

South Carolina is an attorney-closing state with no mortgage tax; deed stamps are seller-paid. Closing-cost figures on this page are calibrated estimates pending a Beaufort-area attorney quote. Inventory and prices from smithfamilyhomes.com as of 2026-09-17; the site is the source of truth for availability.

NorthStar team on this account

On-site Mortgage AdvisorZack CreasiaFirst conversation through pre-approval; rate locks; the person to call with a buyer in the model.zack.creasia@northstarlending.com

Inside Mortgage AdvisorChristian BrosseauTakes over after pre-approval: documents, conditions, keeping the buyer moving.christian.brosseau@northstarlending.com

Loan Partner / Closing CoordinatorAbby KiktaRuns the 8-day closing campaign with Jenny; appraisal and third-party items.abby.kikta@northstarlending.com

Pre-approval standard (SOP §3): stated income, stated assets, verified credit — a letter within 30–45 minutes for a buyer in the model, 24 hours for a phone application. Rate lock trigger is cabinets installed (SOP §2.5).

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